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We continue to look into the basic information you need to know about your RRSP/PRPP contributions and deduction limits in this last part of our blog series. Who can contribute to a RRSP / PRPP? Generally you can contribute to your RRSP and PRPP until December 31st of the year you turn 71 years old and when you have available RRSP/PRPP deduction limit room. Note that you can contribute to your spouse’s or common-law partner’s RRSP until December 31st of the year that he or she turns 71 years old. When is the deadline to contribute to a RRSP/PRPP for the...
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As we get closer to the deadline for RRSP contributions, we want to share these basic details about RRSP/PRPP contributions and deduction limits. One of the first things you have to know when contributing to a Registered Retirement Savings Plan or a Pooled Registered Pension Plan (PRPP) is your deduction limit. Often called “contribution room,” your deduction limit is:- The amount you can contribute to your RRSP or PRPP;- The amount that you can contribute to your spouse or common-law partner’s RRSP;- The amount your employer can contribute to your PRPP; - The maximum you can deduct on your tax return,...
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