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We continue to look into the basic information you need to know about your RRSP/PRPP contributions and deduction limits in this last part of our blog series. Who can contribute to a RRSP / PRPP? Generally you can contribute to your RRSP and PRPP until December 31st of the year you turn 71 years old and when you have available RRSP/PRPP deduction limit room. Note that you can contribute to your spouse’s or common-law partner’s RRSP until December 31st of the year that he or she turns 71 years old. When is the deadline to contribute to a RRSP/PRPP for the...
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As we get closer to the deadline for RRSP contributions, we want to share these basic details about RRSP/PRPP contributions and deduction limits. One of the first things you have to know when contributing to a Registered Retirement Savings Plan or a Pooled Registered Pension Plan (PRPP) is your deduction limit. Often called “contribution room,” your deduction limit is:- The amount you can contribute to your RRSP or PRPP;- The amount that you can contribute to your spouse or common-law partner’s RRSP;- The amount your employer can contribute to your PRPP; - The maximum you can deduct on your tax return,...
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 I know that most of you are still thinking (and stressing) about Christmas and all the things that still need to be done, but I need you to start thinking about something else that will be upon you before you are ready.  What is it?  Glad you asked.  RRSP’s (Registered Retirement Savings Plans).  As most of you know the deadline for contributions is the end of February.  Now is a good time to start planning and saving.  There are also a few things I would like to share to make sure you don’t run into problems.  Problems?  “Come on its RRSP’s...
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