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We continue with some more information from the latest survey of the Canadian Payroll Association.  On our last blog, we showed how the survey showed a clear picture of how many Albertans are living:  living paycheque to paycheque, living with high levels of spending and low rates of savings. Another aspect of this 2017 survey shows the high debt levels and the retirement delays experienced not only by Albertans but by many working Canadians.  In the survey, 35% of working Canadians and 40% of Albertans feel overwhelmed by their level of debt.  In addition to this, 31% of the respondents nationally...
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Many people really don’t realize how important their credit actually is.  Your Credit is an asset.  1 bad mark on your credit could costs you thousands of extra dollars in interest on a loan, or 10’s of thousands or even 100’s of thousands of dollars on a mortgage.  Why pay more?  The better your credit the better your rates on loans, mortgages, lines of Credit and more.  Did you know that if you have good credit you can even renegotiate your current interest rates!  Do your best to keep your credit score as high as possible so you can get the...
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